Net 15 vs Net 30 for freelancers in 2026 (when each term actually works)
Net 15 vs Net 30 for freelancers and small agencies in 2026. When each term fits, how Net 30 becomes Net 40+, and how to negotiate longer terms.
Tallylark blog
Getting paid, on time, is a design choice.
Tactics and teardowns on late-fee law, invoicing UX, and building a freelance business that pays.
Chase invoices without living in Xero (US freelancers and small agencies)
You can chase invoices from a PDF, Docs, PayPal, or bank transfer. Xero is optional. A four-stage follow-up that runs without you is not.
Late fees for US freelancers, what you can charge and what actually works
There's no single federal late-fee law for US freelancers. Here's the contract convention (1.5% per month), state usury caps you need to know about, and the escalation ladder that actually gets clients to pay.
The UK statutory late-fee framework, in plain English
Every UK freelancer can legally charge £40–£100 plus 8% + BoE interest on overdue invoices, but almost nobody does. Here's the exact framework, and how to apply it without sounding like a debt collector.
Why your invoice's pay page matters more than the invoice itself
The typical freelance invoice is a PDF attachment and a hope. Your client's pay page is where the actual conversion happens, and small changes there move average-days-to-payment more than anything else you can do upstream.